The Grim Reaper is coming for your credit and other news to know this week

The Grim Reaper may come for you before you pay down that mountain of debt you’re chipping away. At least , according to a new poll. But instead of just giving up, read these and you’ll be a long way to beating the Angel of Death.

Achy-breaky resolutions: On Dec. 31 you resolved to pay off your student loan debt, take that dream trip and start saving for a down payment on a house this year. But your dog started throwing up and you had to make an emergency vet visit. Long story short, you have $6 in your checking account and you haven’t added to the 15 cents in your savings account. It’s OK, here are to end 2018 in better financial shape.

I’m blue : So you already broke your resolution, it is snowing where it shouldnt be, you can’t bring yourself to get out of bed and now all your Christmas credit card bills are arriving. You’re not alone. Today is supposed to be the most depressing day of the year the totally made-up formula for calculating Blue Monday. While we can give you advice on how to deal with the , you might need a pint of ice cream (weather notwithstanding), cuddles from your dog and a cathartic cry over a cheesy movie to fix the rest.

Mr. Brightside: Despite the aforementioned personal finance tragedies, there is a bright spot. Consumers, maybe even including yourself, on average in 2017. It was only two points, but hey, who’s counting?

The holidays bring the scammers out, but you may not be out of the woods yet. If you fell victim to one of the many scams in December, you are probably in the future. Keep your eyes peeled.

Last week, of appointing Mick Mulvaney to head the CFPB. So there’s literally nothing to see here.

Because driving while buying is safer than texting?

That salad bar may have cost more than you think.

Who needs a credit score anyway?

Someone will pay for leaking your data.

Now you can be frustrated by building cheap furniture while waiting for a credit card bill.

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